Group risk: A group safety net
With state benefits set at low levels, the safety net of group risk cover has never been more valuable. But although sales are creeping up, providers and advisers believe there is much more that could be done to grow the market
Group risk is based on three core types of protection insurance: life, which provides death benefits (lump sum and pension or both) to dependents; critical illness, which gives a lump sum if the
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